..
Suche
Hinweise zum Einsatz der Google Suche
Personensuchezur unisono Personensuche
Veranstaltungssuchezur unisono Veranstaltungssuche
Katalog plus

Health Insurance

Versicherung

Students are required to provide evidence of sufficient health insurance coverage to register at the University of Siegen. This also applies to international degree students as well as exchange and short-term students.

 

Health Insurance System

Health insurance is mandatory in Germany. The health insurance is provided by two different systems: statutory health insurance and substitutive private health insurance.

Brochure of the Federal Ministry for Health

Statutory Health Insurance

In Germany all students are required to have statutory health insurance. Statutory health insurance coverage is offered for students who have not reached the age of 30 and have not completed their 14th semester. The monthly cost amount to approx. EUR 90.


Students who are over the age of 29 when starting their studies can only obtain private insurance. Students who reach the age of 30 during their studies or study for more than 14 semesters can maintain their statutory health insurance, but at a higher rate.
 
The coverage begins no earlier than the first day of the semester. The time between arrival and semester start is not covered! We therefore strongly adivse students who participate in an introductory program (Preparatory Days or Orientation Days, Intensive Language Course) to arrange a travel/international health insurance for the period between the date of arrival and the start of the semester!

Statutory Health Insurance Providers in Siegen and Siegen-Weidenau (list is not exhaustive)

Private Health Insurance 

Private health insurance is a substitutional or supplementary health insurance. Private health insurance providers are not required to accept an applicant and the monthly coverage fees are determined by age, gender, physical well-being of the applicant as well as the selected health plan.

 

In-Person Registration and Health Insurance 

You need to provide evidence of sufficient health insurance coverage to register in person at the University of Siegen. There are two types of confirmations: Confirmation of Statutory Health Insurance Coverage and Exemption from Statutory Health Insurance Coverage (Befreiung von der studentischen Krankenversicherungspflicht). 

Confirmation of Statutory Health Insurance Coverage
The document is issued by the German statutory health insurance provider and confirms a statutory health insurance beginning no earlier than the first day of the semester. 
Exemption from Statutory Health Insurance Coverage

Students who have a private health insurance coverage need to be exempted from German statutory health insurance. The Exemption from Statutory Health Insurance Coverage (Befreiung von der studentischen Krankenversicherungspflicht) can be issued by any statutory health insurance provider in Siegen or Siegen-Weidenau. Please note that the exemption is valid for the entire duration of studies and cannot be revoked!

 

Students from EU or EEA Countries

Germany has social insurance agreements with member states of the European Union (EU) and countries of the European Economic Area (EEA). Health insurance policies from the respective countries are recognized in Germany. For in-person registration an Exemption from Statutory Health Insurance Coverage is required. 

The European Health Insurance Card (EHIC) is valid in Germany but it does not guarantee free services. Often only medically necessary healthcare is covered. Please contact your health insurance provider for further information. 

Students from non-EU Countries

We strongly advise international students as well as exchange and short-term students from a non-EU country to arrange a German satutory health insurance for their duration of study. Earliest begin is the first day of the first semester of full-time study. The Confirmation of Statutory Health Insurance has to be submitted during in-person registration.

Students who participate in an introductory program (Preparatory Days or Orientation Days, Intensive Language Course) should arrange a travel/international health insurance for the period between the date of arrival and the start of the semester!

 

Visit to the Doctor and Emergency Numbers

If you are ill or need medical advice, you are free to choose a so-called family doctor. Family doctors are general practitioners and first contact for health problems. They also issue referrals to specialists for a specific area, if required, such as dermatology, dentistry, or ENT medicine (ear, nose and throat medicine).

Please note that without a referral there may be high fees charged for a visit to a specialist!

For cases of emergency, please contact the emergency and accident department of the Kreisklinikum Siegen in Weidenau, the St. Marienkrankenhaus in Siegen or the Diakonie Klinikum Jung Stilling in Siegen or call the emergency numbers.

110

Police

The emergency number for the police is to be used in emergency cases only, for example when an accident has happened or a crime is in progress.

112

Fire Brigade and Ambulance

Use the emergency number for fire brigade or ambulance only when urgent attendance is needed, for example when you or other people are seriously ill or injured.

116117
Medical Service

Call the medical service if you cannot go to your family doctor, for example in the evening or at the weekend, and you feel you cannot wait for an appointment at the doctor's on the next working day.